Our Holistic Process
Clower Wealth management uses a highly personal process with clients to create an integrated and comprehensive financial plan for retirement.
CONSULTATION – It begins with a no-cost, no-obligation consultation with Bob Clower. He gathers key information about your retirement goals, family situation, current and projected assets, tolerance for risk, and other factors that impact your planning. This information is used to produce your personal Blueprint for Retirement.
SET FINANCIAL OBJECTIVES AND PRIORITIES – At a follow-up meeting, Bob reviews your personal Blueprint for Retirement and helps you set the financial goals and objectives that drive the plan.
DETERMINE APPROPRIATE STEPS TO ADDRESS OBJECTIVES – At this stage, you’re evaluating the financial and investment options available.
REVIEW RECOMMENDATIONS AND DETERMINE COURSE OF ACTION – Based on the Blueprint for Retirement and your subsequent conversations, Bob and his team will provide recommendations for investment and income allocation strategies for you to consider as next steps.
IMPLEMENT DECISIONS – Bob will implement the agreed-upon investment and allocation strategies.
REPORT/MONITOR PROGRESS PERIODICALLY – We will schedule annual meetings to review and refine your plan. You also can schedule a review meeting if something happens to impact your planning.
Whether you are in the pre-retirement planning phase (age 50s) or ready to begin retirement (age 65+), our step-by-step process provides you with the information and resources you need to plan and live your retirement with confidence.
Contact us to schedule a no-cost, no-obligation consultation with Bob Clower.